Housing Loan Calculator Sri Lanka (with Stamp Duty)

Rates reviewed

20% of the price

The Provincial Department of Revenue assesses this. Leave blank to use the price.

Monthly instalment

LKR 264,261

LKR 24,000,000 borrowed at 80% loan-to-value

Cash needed on the day: LKR 7,449,000

That is the down payment plus LKR 1,199,000 of stamp duty and the fees entered. Stamp duty is the line most buyers forget, and it is payable in cash.

Total interest

LKR 39,422,561

over 20 years

Total cost of ownership

LKR 70,871,561

upfront cash plus every instalment

Where the money goes

Down payment
LKR 6,000,000
Stamp duty on the deed
LKR 1,199,000
Legal, valuation & bank fees
LKR 250,000
Principal repaid
LKR 24,000,000
Interest paid
LKR 39,422,561
Total
LKR 70,871,561