Terms of Service

1. Acceptance of Terms

By accessing and using HariTools.com ("the Website"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these Terms of Service, please do not use this Website.

2. For Educational and Informational Purposes Only

This is the most important section of our terms. HariTools.com does not provide professional financial, tax, or legal advice.

• All tools and content provided on this Website are strictly for educational and informational estimation purposes.
• While we strive to use the latest data from the Inland Revenue Department (IRD) and the Central Bank of Sri Lanka (CBSL), we cannot guarantee 100% accuracy for every individual's unique financial situation.
• You should always consult with a certified accountant, financial advisor, or official bank representative before making major financial decisions, filing taxes, or applying for loans.

3. Limitation of Liability

Under no circumstances shall HariTools.com, its creators, or its affiliates be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website. We are not responsible for financial losses, rejected loan applications, or tax penalties resulting from reliance on the estimations provided by our tools.

4. Intellectual Property

The layout, design, code, graphics, and proprietary algorithms used to structure the calculations on HariTools.com are the exclusive property of the Website.

• You may not scrape, copy, or redistribute our tools to embed on other commercial websites without explicit written permission.
• The mathematical formulas themselves (such as standard EMI or official government tax slabs) are public domain.

5. Third-Party Links and Ads

Our Website may display advertisements provided by Google AdSense or contain links to third-party websites. We do not endorse or assume responsibility for the products, services, or information offered by these external parties. Your interactions with third-party advertisers are solely between you and the advertiser.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Democratic Socialist Republic of Sri Lanka. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Sri Lanka.

7. Contact Information

If you have any questions or concerns regarding these Terms of Service, please contact us at hello@haritools.com.