Sri Lanka guides

Practical guides for Sri Lankan tools, money, and study planning

Learn how local tax rules, GPA systems, bank calculations, and everyday formulas work before you use the tools.

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A/L Z-Score and University Cut-Offs in Sri Lanka Explained

What the A/L Z-score measures, why raw marks cannot be compared across subjects, how district quotas work, and how to read last year's cut-off marks.

Z-score calculation Sri Lankauniversity cut off marksA/L results university entrancedistrict quota Sri Lanka

August 25, 202610 min read

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How the Sri Lankan A/L Z-score is calculated and compared against university cut-offs

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Clear explanations before you calculate, plan, or compare.

How gratuity is calculated in Sri Lanka under the Payment of Gratuity Act

FinanceAugust 25, 2026 - 9 min read

Gratuity in Sri Lanka: Who Qualifies and How It Is Paid

How gratuity works under Sri Lanka's Payment of Gratuity Act: the five-year rule, the 15-employee threshold, the half-month formula, and worked examples.

Sri Lankan land units - perches, roods and acres - and their conversions

UtilityAugust 25, 2026 - 8 min read

Perches, Roods and Acres: Sri Lankan Land Units Explained

How to read Sri Lankan land measurements: what a perch is in square feet, how acre-rood-perch notation on a deed works, and how to compare plots fairly.

Stamp duty and upfront cash needed to buy property in Sri Lanka

FinanceAugust 25, 2026 - 10 min read

The Real Upfront Cost of Buying Property in Sri Lanka

Stamp duty, deposit, legal and valuation fees: what you actually need in cash to buy a house in Sri Lanka, with worked figures and the full loan cost.

How VAT and SSCL stack on a Sri Lankan invoice, in the correct order

BusinessAugust 25, 2026 - 8 min read

VAT and SSCL on a Sri Lankan Invoice: The Order Matters

Why VAT and SSCL cannot be added together as one rate, how to build an invoice in the right order, and how to work backwards from a tax-inclusive price.

Comparison of Sri Lankan university GPA and degree classification ranges

EducationJuly 18, 2026 - 9 min read

Sri Lanka University GPA and Degree Class Ranges

Compare Sri Lankan university degree-class examples, see why GPA thresholds vary by programme and intake, and plan the credits needed for a target CGPA.

Flat-rate and reducing-balance loan interest comparison in Sri Lanka

FinanceJuly 18, 2026 - 8 min read

Flat Rate vs Reducing Balance Interest in Sri Lanka

Compare flat and reducing-balance loan rates in Sri Lanka with a worked example, the EMI formula, and a checklist for comparing lender quotations.

Sri Lanka vehicle leasing rates, effective cost, and EMI comparison guide for 2026

FinanceJuly 18, 2026 - 8 min read

Leasing Rates Sri Lanka 2026: Flat vs Effective Rate

Learn how to compare Sri Lanka vehicle leasing rates in 2026 using flat rate, effective rate, EMI, total payable, fees, insurance, and current CBSL LTV limits.

Sri Lanka loan affordability and debt-burden ratio planning guide

FinanceJuly 18, 2026 - 8 min read

Loan Affordability and DBR in Sri Lanka: A Practical Guide

Use a debt-burden ratio scenario to plan a Sri Lankan loan, accounting for income, existing repayments, card exposure, rate stress, and fees.

Calendar method for estimating an ovulation date and fertile window

HealthJuly 18, 2026 - 8 min read

How to Calculate Your Ovulation Date and Fertile Window

How calendar-based ovulation and fertile-window estimates work, why cycles vary, and why the dates must never be relied on as contraception.

Sri Lanka EPF and ETF contribution rates, retirement projection, and withdrawal tax guide

FinanceJuly 9, 2026 - 8 min read

EPF and ETF Sri Lanka: Rates, Projection and Tax

Understand Sri Lanka EPF and ETF contribution rates, retirement projections, approved provident-fund exemptions, and 2025/2026 terminal-benefit tax rules.

Sri Lanka loan EMI formula with personal and home loan repayment examples

FinanceJuly 9, 2026 - 9 min read

Loan EMI in Sri Lanka: Formula, Rates and Examples (2026)

Sri Lanka loan EMI explained: reducing versus flat rates, fixed and floating pricing, AWPLR references, fees, and worked personal and home-loan examples.

CBSL vehicle lease LTV limits and minimum down payments effective May 2026

FinanceJuly 9, 2026 - 7 min read

Vehicle Lease LTV Limits Sri Lanka 2026 - CBSL Rules

Understand CBSL vehicle-finance LTV limits effective 25 May 2026, including maximum finance and minimum down-payment examples for Sri Lankan vehicle categories.

Dashboard-style illustration of online tools for Sri Lankan finance, study, and daily planning

ProductivityJuly 3, 2026 - 6 min read

Best Online Tools for Sri Lanka: A Practical Starter Guide

A practical guide to using free online tools for Sri Lankan taxes, university planning, loans, health checks, and everyday money decisions.

CEB and LECO domestic electricity unit rates and bill examples effective May 2026

UtilitiesJuly 3, 2026 - 8 min read

CEB Electricity Tariff 2026 - Unit Rates and Bill Examples

Sri Lanka's PUCSL domestic electricity tariff effective 11 May 2026: current CEB and LECO unit rates, fixed charges, and worked bills from 30 to 200 units.

Sri Lanka APIT Table 01 rates and worked salary calculations for 2025 and 2026

FinanceJuly 3, 2026 - 8 min read

Sri Lanka APIT Tax Table 2025/2026 - Rates and Slabs

Sri Lanka's 2025/2026 APIT Table 01 for regular employment income, with monthly formulas, worked salary examples, EPF treatment, and take-home pay.

Credit-weighted university GPA calculation with modules, credits, and grade points

EducationJuly 3, 2026 - 6 min read

How to Calculate University GPA in Sri Lanka

Calculate a credit-weighted university GPA using module credits and grade points, with a worked example and important handbook checks for Sri Lankan students.